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How it works

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apply for cash

Fill out our short application form secured with 256-bit technology.
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get approved

If approved, review all terms & rates provided by the loan lender at CovingtonLoan.com.
apply

check your account

Get cash deposited into your bank account as soon as the next business day.

Covington Credit - Lender Matching Service

Why Covington Credit

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You may be able to get your money in as little as 1 business day

While approval for a short-term loan by Our Lender can be fast, usually within minutes, you are not likely to be able to get cash within the hour. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account. If you are approved for a personal loan by one of the direct lenders from Covington Credit Online in our network, you can receive the installment or payday loan for your emergency in as little as 1 business day and resolve your short term cash problem in no time!

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Approval for up to $2,500 directly deposited as soon as the next business day

If you're approved for a bad credit loan with one of the lenders from Covington Credit in our network, you could receive up to $2,500 directly deposited into your account as quickly as the next business day.

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Bank Level Encryption of your data (256 bit Industry Leading SSL encryption)

In transmitting your application data to our lender network we ensure the highest safety of your personal information. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at Covington Credit website

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No waiting in line or going into a physical store

Entering your information on Covington Credit is easy and private. From the comfort of your home desktop, laptop, setcook phone, or tablet computer you can complete the entire application without going into a store and waiting in embarrassing lines. The process is easy and private.

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Easy online form takes less than 5 minutes to complete

Our online form is already integrated with multiple lenders, one application is all it takes, an online decision is provided with instant approval.

Questions?

  • Do you perform a credit check?

    CovingtonLoan.com does not perform credit checks through the three main credit bureaus (Experian, Equifax, TransUnion). A credit check may be executed to determine creditworthiness through an alternative provider which will not affect your credit score.

  • How much money can I borrow?

    Loan amounts vary from $400-$2,500, approval amount is determined by the information provided on your application and any available payment history.

  • Are there any fees to apply?

    Covington Credit does not charge the consumers any fees and there is no fee to apply online. If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Covington Credit is NOT A LENDER and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the direct lender.

  • How do I know if this loan is a good choice for me?

    This type of loan is NOT a good fit if:

    You plan on using this loan as a long term solution to your financial needs.

    You plan to use your loan to pay off other outstanding debts.

Get the money you need

Receive up to $2,500 in your checking account as soon as next business day.

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